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State and Local Climate and Energy Program

Clean Energy Financing Programs

Financing Program
Decision Tool

house-solar icon.This EPA tool helps state and local government staff identify clean energy financing programs suited to their target market and available resources. It is an ideal place to start designing or revising a clean energy financing program.

States and communities are increasingly investing in energy efficiency and renewable energy to achieve their air quality, economic, and energy goals. They are finding that the up-front costs of improving energy efficiency and increasing renewable energy generation can be a barrier for many homeowners, building owners, and businesses. State and local governments can increase the affordability of efficiency and renewables by adopting clean energy financing programs that leverage and supplement traditional financing options.

These financing Web pages are designed for state and local government staff working to encourage clean energy improvements, either in their own facilities or in their residential and commercial sectors. The Financing Program Decision Tool will help state and local staff identify clean energy financing programs suited to their jurisdiction’s specific needs.

Making Informed Financing Decisions

Key Objectives for State and Local Governments — Helps identify the objectives for a financing program

Understanding Financing Programs — Helps understand the key elements of a successful clean energy financing program

Financing Program Decision Tool — Helps choose the best program(s) for a jurisdiction from among the following options:

  • Rebates
  • Revolving Loans
  • Property Assessed Clean Energy (PACE)
  • Credit-Enhanced Private Loans
  • HUD PowerSaver
  • On-Bill Repayment
  • Energy Efficient Mortgages
  • Performance Contracting
  • Power Purchase Agreements (PPAs) / Solar Leasing

Financing Programs Decision Guide — Provides an in-depth look at issues and considerations for getting started with and choosing a clean energy financing program

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